Terms and Conditions of Service
These Terms govern access to, and use of, the subscription planning service offered. By using this site or service, you agree to these Terms. Read carefully before proceeding.
September 11, 2025
Your Acceptance of Terms
Continued use of this website or subscription services confirms acceptance of all conditions herein. If you do not agree, do not access the service. Amendments may occur and your ongoing use signifies renewed acceptance.
Definitions
For ease of reference, key terms are outlined below.
Subscription refers to the recurring $250 per month planning service offered to clients.
Consultation means personal planning conversations to support clients’ financial decisions.
Analytical review describes the objective assessment of your planning using available data.
Australian law refers to all legislation applicable to our service delivery and data management.
Proper Use of Service
The service is solely for subscription-based planning purposes and not for illegal or unauthorised use. Users must comply with all relevant Australian regulations.
Eligibility
Service is available to individuals and businesses within Australia who are able to enter binding agreements.
Not available for those under 18 years of age.
Your Responsibilities
Clients agree to provide accurate information and use our subscription responsibly.
Prohibited Uses
Certain actions are strictly forbidden on this site.
Intellectual Property
The website, all content, consultation materials, and trademarks are protected under copyright. No reproduction, distribution, or unauthorised use is permitted without explicit approval.
User Content
When you submit materials, you confirm the right to do so and accept responsibility for their accuracy.
User Content Rights
By submitting materials, you grant us non-exclusive rights to use or display that content strictly in connection with service operation.
Your Privacy and Data Rights
Your privacy is protected under the Privacy Policy. All handling of information complies with Australian regulations. Review our Privacy Policy at any time for more detail on your rights.
View Privacy PolicyGeneral Disclaimer and Limitations
No guarantee of outcomes—read the full disclaimer for important details.
Special Warning
We do not offer or promote investment products or guarantee results. Consult us for clarification if needed.
Limitation of Liability
Our maximum liability is governed by law and does not extend beyond the fees you have paid for the subscription service.
Indemnification
You agree to indemnify us from claims due to misuse or breach of these Terms or related policies.
Resolving Disputes
Any disputes arising will be subject to the governing law of Australia.
Arbitration
We prefer to resolve disputes amicably, but questions may be resolved via confidential arbitration as permitted.
Arbitration location and rules follow Australian regulations.
Online Dispute Resolution (ODR)
Consumers have the right to pursue online dispute resolution following Australian guidelines.
Learn about ODR optionsSeverability
If any term is found invalid, remaining provisions remain effective.
Entire Agreement
These terms and related policies form the complete agreement between us regarding your subscription.
Applicable Law and Jurisdiction
All access and use are governed by Australian law. All disputes are resolved under local Australian jurisdiction.
Termination
We may suspend service for breaches. Users can terminate their subscription at the end of any billing cycle.
Changes to Terms
Terms can be updated periodically. Communication of changes is via website updates.
Contact Us About Terms
Direct any questions about these Terms and Conditions to our legal or support team.
Support Email: content@oraorawamyvo.com
Support Line: +61 7 5032 3130
Mailing Address: Tower 2, 201 Sussex Street, Sydney, NSW 2000 Australia
Effective from: September 11, 2025
Version: 2